This leads to severe injuries and, in some cases, death of the victim (human or animal). On a related note my brother had two Cocker Spaniels and my nephews would claim that when no adults were around the dogs went from friendly to aggressive and bit them. “I Don’t Allow Men I Sleep with to Kiss Me", Psychology Today © 2021 Sussex Publishers, LLC, Improving Outcomes for Persons with Schizophrenia, 3 Ways We Can Be Tricked Into Liking Robots, How Pornography Use Affects Couples Sexual Health, Surprising Benefits of Physical Exercise on Sex and Orgasms. This list of most common dog breed restrictions for apartments include: American Pit bulls Rottweilers Akitas Cane Corsos Presa Canarios Bull Mastiffs Staffordshire Terriers Dobermans German Shepherds Boxers Malamutes Huskies Dalmatians Chow Chows Fila Brasileiros Wolf hybrids From the data I have seen I calculate dog bite at 0.005 per capita. Wow, yay...you are a responsible owner. Great stuff! But the actual costs can be much higher. Rabies and other diseases aren't going to care where they came from. The FACTS show that some dogs are more prone to bite and attack than others. Still, there were 14 breeds of dogs that appeared on virtually all of the lists that I consulted. Looking at the various uninsurable dog lists, I found a reasonable amount of variability as to which breeds were to be allowed or disallowed. Breeds are selected for the restricted breed list not because of any fear of the breed itself, but reported cases of a particular breed have a particularly … Nonetheless, there are some insurers that do not use a banned dog list and other companies that will allow a household to be insured simply by excluding coverage for liabilities due to damage caused by a dog. He cites no specific sources. My whole face was bleeding. I have owned MANY of them, including a wonderful Giant Schnauzer Service Dog. There is one breed I would contend is aggressive human beings.In 2012, there were roughly 1.2 million violent crimes committed in the United States. Although the Presa Canario remains a rare breed in North America, it now seems to appear on every prohibited dog breed list issued by insurance companies. I have owned four German Shepherds, a Wolf hybrid, a Husky, a Malamute, a Golden Retriever, a Irish Setter and a Cocker Spaniel none have ever bitten any one. The licence fee for a dog convicted of chasing, attacking, or biting people or other animals is $250 per year. Beyond many local laws that ban the ownership of exotic animals, renter’s insurance typically doesn’t cover many species outside of common pets like cats, dogs, and the like. According to the organization Responsible Dog Owners of the Western States, there are currently 75 banned or restricted breeds … My previous agent with the company was great but he hated working for them so he quit. Some will provide coverage … What this list does not do is break down the relative differences in claims by breed. There are several reasons why breed restrictions are imposed, the most common of which is safety. I said yes I had a German Shepherd and between my homeowners and umbrella they went DOWN $40 a year. That amounted to about $490 million, with the average claim costing close to $30,000. In the abstract, I can't blame insurance companies for wanting to cover themselves. Also, it doesn't take a genius to comprehend that an aggressive dog is often made that way by an "aggressive, cruel, thoughtless human being" - the human should be banned not the dog. The woman that runs that page has lied several times regarding the story of her 'attack'. ... Like many other dog breeds on the banned list, Dobermans get a bad reputation as aggressive and violent dogs. Dog control legislation must be reasonable, non-discriminatory and enforceable as detailed in the AKC Position Statement. It is exactly that kind of statement the blows it out of proportion. Additionally, studies have shown that small and medium dog breeds are more prone to aggression than larger breeds. She went on to tell me that dog bites are a major financial burden for the insurance industry. I stayed with them through many cars, a few houses and an umbrella policy when I got into my 40's. Generally, renter's insurance covers your personal belongings stored in the apartment against theft or damage. It's crucial to put together a detailed list of all the ways you can guarantee that your pet is safe and won't pose a danger to any other residents or destroy any property. It was time to find a new agent and insurance company because nobody had any answers. Pomeranians? 11 Riskiest Dog Breeds for Homeowners and Renters. Stafforshire Bull Terrier. Luckily, we've done the work for you! While you might love your dog, the companies that carry the insurance for your house, apartment, or condominium might not. He is a "talker," and will almost always "answer" anyone who gives him a "Husky Howl," sings along with the radio, and is VERY PLAYFUL!! So folks need to educate themselves before they stop labeling. A bill introduced Tuesday in the North Carolina House of Representatives aims to designate six “aggressive” dog breeds and to regulate the ownership of those breeds and breed mixes. Like a job interview in which you have to demonstrate your qualifications, you'll have to demonstrate your dog's qualifications. Although the teeth of dogs are not very sharp, they can exert a force of 200 to 450 psi. Siberian Huskies are a common breed, They DON'T show aggresiveness to humans. Owners who desire to have guard dogs may rationalize the purchase of one breed over another based on the degree to which they subjectively believe that the dog will be "mean" or "scary. Those dogs bullied and bit those kids. Put together a video of you giving your dog basic commands to show to your landlord. Here are some tips to help you mitigate a breed restriction. One of the questions on the homeowners was "Do you have dog in the household"? Understanding restricted breeds on certain airlines is difficult for most pet owners as a pet parent of a Pit Bull or Mastiff-type dog, for example, knows their pet is super sweet & well behaved but are told their breed is “restricted” from the airline. Charts were reviewed with analysis of patient demographics, injury site, operative intervention, and dog-specific data...57% of dogs were deemed to be of a dangerous breed (Pit Bull or Rottweiler).” http://aaps1921.org/abstracts/2008/P13.cgi, “Significantly more pit bull injuries (94% vs 43%) were the consequence of unprovoked attacks.” You'll have to ensure that you find an insurance policy that covers your dog’s breed...and species. In the U.S., the states of Michigan and Pennsylvania have restricted the use of dog-breed profiling by insurance companies. X car brand had a malfunction causing an accident so car brand A -Z are dangerous. Standards are KNOWN to be aggressive. Also, some countries may not allow for dangerous dog breeds to be imported. That is the true issue. The researchers discovered that that one in five have bit or attempted to bite a stranger, and one in twelve have lashed out at their owners. That's a massive part of the population that has adopted an additional family member, whether they’re four-legged, flying, or anything in between! The consequences can be dire, and it's never worth the trouble. Restricted Breeds. A little perspective The Insurance Institute for Highway Safety (IIHS) estimates that there are more than 1.5 million deer-vehicle collisions each year, resulting in 150 occupant deaths, tens of thousands of injuries and over $1 billion in vehicle damage. This is the same study referenced by Mr. Clifton below. 2017 89.7 million dogs, interacting with 328 million people. If Your Insurer Will Not Cover Your Dog. I always carry a stun baton when walking my doggies, for protection against attack. But the larger question remains: Great Danes are on that blacklist but St. Bernards and Irish Wolfhounds are not. References should be a professional who has interacted with your dog on a semi-regular basis. Restricted / Banned Breeds. Valley Terrier. This is in spite of the fact that studies have shown that aggression in dogs cannot be accurately predicted by breed alone. They are curious and wonder who that person is. Both threat dogs had been permitted by their owners for months to run loose, off leash, at night in our neighborhood. During my time with this company I had agents who died or quit. Offence for breeding a restricted breed dog. (This was a while back) Sure enough the demeanor of those dogs changed the second an adult wasn't around. As for my GSD my rates are down because of her. Wheres the owner, wheres the parents both have a responsibility. The statement dog bites account for one third of homeowner liability claims. http://pediatrics.aappublications.org/content/88/1/55.short, “Of the 199 US dog bite fatalities for which breed is known, pure breed pit bull and pit bull cross breeds were most frequently involved.” You should go back and read your little story and realize how insane it sounds. I was thinking the same look at the KKK so all whites are prejudiced, bigots African American unemployment is high so all blacks are lazy. Insurance companies base their decisions on quantifiable data - namely the amount of dollars paid out in liability claims. My story is I had a very popular insurance (#5) company since I was 16. Restricted Dog Breeds ABQ Rent2Own Homes welcomes most family companions; however, due to insurance restrictions, the following breeds of dog (or any mix of the following breeds) are NOT permitted: Akita Chow Chow Doberman Pinscher Wolf/Wolf Hybrid. The most aggressive breed, the study found, was the Dachshund. Such laws range from outright bans on the possession of these dogs, to restrictions and conditions on ownership, and often establishes a legal presumption that such dogs are dangerous or vicious. I probably know more about a Siberian Husky than you do. In the U.S., the states of Michigan and Pennsylvania have restricted the use of dog-breed profiling by insurance companies. Another consideration is the weather and heat. I have owned a breed on this for well over 30 years "with not one" being aggressive - EVER. Intelligent “work” dogs, German Shepherds are used as police dogs, guide dogs, and farm hand dogs. I was walking up the street near my home with both my dogs on a leash. That seems like it would be a better measurement for insurance companies to follow to me. Neither does the White House, Centers For Disease Control, American Veterinary Medical Association, American Bar Association, ASPCA, American Kennel Club, American Pet Dog Trainers Association, International Association of Animal Behavior Consultants, American Animal Hospital Association, and the list goes on and on... Don't be anonymous bad boy if you are going to call somebody a idiot at least have the balls to let them know who your sissy ass is. This will skew the statistics in a way that purports to show that the particular breed is, in fact, inherently more dangerous.It is also skewed by the relative popularity of a specific breed in general. Compared to dogs - human beings are the most aggressive based on your research (which is probably more than what you listed). It looked at the statistics on fatal dog bites (click here to read more). There should be a published list of insurance companies that falsely label breeds as aggressive. Shar Pei. At first we honestly thought they were lying and biting themselves. No specific scientific criteria are required for a dog breed to be blacklisted, and it is possible that simply one report in the media might be enough to cause an official in an insurance company to decide that one or another dog breed is dangerous. dogsbite.org is not a credible source of information. The dog breeds that can be found on these lists seem to be drawn from a series of research studies such as one commissioned by the U.S. National Center for Injury Prevention and Control, published in 2000. However, they cause far less damage. It should also include any other specific details that can support your claims that your pet is safe and well-behaved. Restricted breeds are typically dogs that are considered to be dangerous by the wider public. Hint ( its not a pit ) mis-identification is part of the problem. The use of such lists is not acceptable everywhere. Whether you own an Akita or another restricted or banned dog breed, some cities don’t ban breeds outright, but they require you to handle the dog like he’s a dangerous dog. Where a Chihuahua bite can be nasty, a bite from a large breed can be catastrophic and even deadly. Now I understand why they say ignorance is bliss. Centers for Disease Control and Prevention Pit bulls and pit bull types are guilty of containing biters but I know not all are. Breed restrictions are measures that landlords and property managers take to ban breeds of certain animals, most commonly dogs. Thus, 71% of the deaths during that period were attributed to a type of dog that accounts for 1% of the US dog population...Most breeds do not repeatedly bite their victims; however, a pit bull attack has been compared to a shark attack and often results in multiple bites and extensive soft tissue loss (3,10). For example, take the experience of Michael Richbourg of Atlanta, Georgia. Restrictions may also be imposed based on dog size, weight, breed, exercise needs, or age. A vet would be an excellent reference. Here are some of the things that are most commonly covered by renter’s insurance with pet liability: Even renter's insurance with pet liability has its limits. A pit bull in a locked secured home sensed me and my dogs on the sidewalk. And of great note, he just left his longtime employer as a journalist after they were forced to apologize for unfounded information contained in an article written by him. (removed PT doesn't allow links in comments). Which is why State Farm Insurance, the largest insurance company who collects more data than the U.S. Government and makes policy decisions simply based on risks and underwriting, does not discriminate against this loosely defined group of breeds. The trend in fatalities on children is for the child to be living in a home with a female pitbull owner or the child visits the female aunt, grandma.. etc. Do the research with The Humane Society of the United States. He was just TOO dangerous and could NOT be trusted!! However, predictions of aggression in dogs should be based on several factors. Want to really seal the deal? Types of ordinances In 2005, I purchased a Giant Schnauzer pup that was SO aggressive the vet had to tranquilize him JUST to get him to the operating room to be neutered. The Department of Environment and Natural Resources said the dog was reported as a German shepherd, also a restricted breed. Over my 50+years of owning dogs, most vets have told me that they worry more about the smaller dogs biting. Where's the real data? It is important to realize that some breeds and conditions for live animal shipping can face travel restrictions. Then go do some real research on the breed before making blanket comments. It didn't. Thus the Presa Canario was a dog breed that few people had heard of prior to the media coverage of a 2001 incident in San Francisco. The latter case is of more interest to my insurance company. Facts something that actually exists; reality; truth: Answer is no including insurance companies, Answer is no(article is just sensational journalism). Why in the World Do People Make These Types of Dogs? Three lethal injuries were caused by American Staffordshire Terriers, one death was caused by a Bull Terrier, and another dog died after a fight with a Pit Bull Terrier.” http://www.azs.no/artikler/art_agressive.pdf, “When compared with the proportion of these breeds in the estimated national dog population, bull breeds and guarding breeds were over-represented in the population of aggressors, whereas gundog and terrier breeds were under-represented. Up to 30 percent of these smaller breeds have bit or attempted to bite unfamiliar dogs. All dog and cats in the city of Edmonton must be licensed. I have a 95 pound white GSD. I had a cousin who very nearly lost BOTH of her legs because her 3 Chihuahuas were under the covers at the bottom of the bed and absolutely BIT the crap out of her legs for disturbing them. One instance with one dog and all German Shepherds are inbred and vicious. The same with rental housing - there needs to be a published list of those discriminating against particular breeds and size - they advertise themselves as pet-friendly - THEY ARE NOT!!!!!!!!! If you insist on owning exotic animals and your landlord agrees to house them, you’ll have to find a special insurance policy. The Life Expectancy of 165 Breeds of Dogs, Why People Buy Dogs Who They Know Will Suffer and Die Young. The most common breeds included pit bull terriers (50.9 percent), Rottweilers (8.9 percent), and mixed breeds of the two aforementioned breeds (6 percent).” http://journals.lww.com/plasreconsurg/Abstract/2009/08000/Pediatric_Dog_Bite_Injuries__A_5_Year_Review_of.28.aspx, “A retrospective review was performed at two urban Children’s hospitals from 1996-2005 of all dog attacks presenting to the plastic surgery service. I am choosing to remain anonymous simply to respond since it seems to irritate you. I guess. The Dog Transfer and Import Restrictions Act prohibits the import or transfer into Germany of certain breeds of dog and crossbreeding of these dogs with one another, or with other breeds. German Shepherds are on that blacklist. I expect that they have that data, but choose to just release their top ten list. Another common reason that breed restrictions are imposed is due to insurance issues. Keep in mind, even dogs that are mixed with a restricted breed can be banned. People are reporting these young volunteers are helping out at Adopt-A pet promotions at local pet stores and telling patrons all the lies and propaganda they are learning about pitbulls. If so, I'd like to see it. Wolf hybrids. Declared dangerous and menacing dogs. Chihuahuas - will bite you in a heartbeat if they sense danger and are not socialized. Note: For the carriage of cats and dogs, we recommend that you obtain a veterinary certificate certifying that the animal does not fall within any of the above categories. Insurers are very competitive. In 2011, a Washington State Superior Court jury awarded a $2.2 million verdict to a woman who was attacked by two neighborhood pit bulls near her home in Tacoma, Washington. Considering that US has 2017 89.7 million dogs interacting with 328 million humans I would say we have some pretty unaggressive and well behaved dogs. But are there reputable studies showing that German Shepherds are more prone to biting or attacking than Pointers or Giant Poodles or Rhodesian Ridgebacks or Pyrenees Mountain dogs (who are all equally large or larger, but are NOT on the blacklist). Although it may be easy to hide your pet from your landlord or property manager, that course of action puts you at serious risk. You love your pet and obviously want them to reside with you in the future. Insurance companies can elect to ban particular dog breeds. While he was being pre-screened for a home insurance policy he was asked if he owned any dogs. Maskers Versus Anti-Maskers: Who Are the Bigger Sheep? Perhaps these insurance companies are discriminating against these little "ankle biters" because they have never been around them?? A new theory aims to make sense of it all.

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